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The resulting percentage then is multiplied by practice net earnings, and the calculated value is added to the value of the tangible assets as equipment and leasehold improvements arrive at the fair market value of the practice. By the last part, I mean that the borrowers must show the ability to run the business and demonstrate experience in the field. Virginia I remember shopping at Miller and Rhoads, Leggett, Heironimus, Thalheimers.
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