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What kinds of homes does it search for. If there are no breeches in the Note, Assistance Agreement, or Deed of Trust/Security Agreement, following the mandatory forgiveness periodm, unless the amount is over $35,000/ $45,000 AHFC will reconvey the title/Security Agreement and return the original Note to the homeowner. Implications for Mortgage Rates and Credit Availability," The Journal of Real Estate Finance and Economics, Springer, vol.
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